AS the nights draw in and Britain's streets are plunged into darkness earlier and earlier, many people become increasingly concerned with the added complications and difficulties this change in weather brings to their driving habits.
Travelling on the road is a risky venture at the best of times so hazards such as darkness, rain, fog, ice and (heaven forbid) snow only add to the potential for danger and accidents. During these months, therefore, it is perhaps more important than at any other time to ensure your vehicle insurance is both up to date and tailored to suit your specific needs.
Motor insurance typically falls into three general categories. Firstly, there is third party, which covers the owner for injuries to others and their property as a result of an accident. Next is third party, fire and theft, which adds in cover for theft or damage as a result of a fire. Finally, there is comprehensive cover; this includes all the benefits of the other two categories in addition to the chance to make a claim for any damage suffered by your own vehicle in the event of an accident.
Driving a van requires a greater amount of care than getting behind the wheel of smaller vehicles. Again, this is particularly pertinent during the difficult travelling conditions brought on by the winter months. Larger vehicles on the road can be a hazard to both themselves and other motorists. Following a few simple tips, however, can help minimise risk and the potential for accidents.
Before setting off, always check the oil and tyre pressure as well as the tyre tread. This is particularly important during long journeys, as is ensuring you are well rested. Once in the van, adjust the mirrors and remember to use them frequently as, due to the structure of a van, the blind spots are increased. Before your journey begins, check and double check that all rear and side doors are securely locked shut.
Another useful tip is simply to be aware and conscious of the size of your van. Knowing the height and width of your van is essential when travelling through tunnels or beneath bridges and overhanging trees. Though some areas will advise you of the height restriction, others will be left to your own judgement. Vans require a far longer breaking distance than cars, especially when fully loaded and travelling at speed or in wet and icy conditions, so ensure you leave plenty of space between you and the vehicle in front.
Many of these tips, such as checking tyre pressures and going slower in testing conditions, are also relevant to driving a car. The harsh conditions can also increase the severity of any existing mechanical problems so take the time to get your vehicle fully serviced and checked out before the worst of the weather arrives. A kit of items such as blankets, hat, gloves and scarves should also be in place in the boot, should the worst happen. A bottle of water, snow scrapers and de-ice spray are two other must-haves.
